When you’re buying insurance for your property, you never dream that your insurer might refuse to pay your damage claim. But more often than not, that is the case. Due to policy loopholes, insurance companies and even local governments often find a way out from paying you what you’re owed. If you live in Florida, you might have already had issues with claims for damaged property. As a coastal state, Florida often deals with natural [Read More...]

Most insurance policies in Florida cover fire damage in homes and offices. Living in a state with warm weather and not having insurance is a catastrophe waiting to happen. The spark of a mere tailpipe can create an raging wildfire, while forgetting your cookies in the oven might cause your house to go up in flames. A lot of fire damage doesn’t involve charred wreckage. The heat from a fire can easily melt plastic possessions, even if it [Read More...]

Water-related damage claims are one of the most common insurance claims in Florida. Floods or other natural disasters (tornadoes, hurricanes) can inflict water damage, but your property can also be damaged from by leaky pipes and poor drainage. Water-related property damage claims can be tricky to understand. People who are less educated on the subject often get into arguments with their insurance provider, and as a result, their claims are [Read More...]

Florida is vulnerable to hurricanes. That’s why every homeowner in the state needs hurricane insurance. That said, what is hurricane insurance? What can you do if your home and its contents incur hurricane damage? If you need a lawyer to handle your claim, does it matter which one you hire? This article will tell you everything you need to know about hurricane damage property claim lawyers, how they can help, how to make a claim, and [Read More...]

Hail can be very damaging to your property, and the injury can be worse if you’re not covered by insurance. But if you have insurance, you’re covered, right? No. Not always! Many hail damage claims have been rejected because the claimant lacked proper representation. This article will give you a breakdown of everything you need to know about hail damage insurance and hail damage property claim lawyers. Does Homeowner’s Insurance Cover Hail [Read More...]

Owning and running a business is hard enough – and harder if you have to deal with theft or vandalism. A typical business owns thousands of dollars’ worth of property. So does a household. But if your home or business is robbed or defaced, how do file a valid and strong insurance claim? This article will give you an overview of theft/vandalism insurance and how you can get a theft/vandalism damage property claim lawyer to represent you to [Read More...]

Every business owner has to account for unforeseen events – like property damage – that might put their business on hold. Natural disasters are a common cause of business interruptions. Fortunately, insurance companies provide business interruption insurance that cover the damages. A business interruption property claim lawyer can give you strong representation and increase the chances that your insurance claim will be accepted. Business [Read More...]

The state of a house can often be understood by the condition of its roof. The first area of your property to be hit in a natural disaster is always the roof. Sometimes, the damage is not always visible to the naked eye. Nevertheless, if you ever see damage on your roof, be sure to connect with your insurance company or the company that supplied your roofing materials. Thet might still be under warranty. Fixing a roof is nerve-wracking. However, [Read More...]

Wind damage claims are one of the most controversial claims that an insurance companies can handle. Many insurance companies that don’t like covering damages caused by wind. However, the average homeowner’s insurance policy will cover damages caused by storm and other natural disasters. Wind can be anything from a gentle breeze to a hurricane. While a strong blow can damage a portion of your home or roof, strong winds can damage the entire [Read More...]

You have a beautiful home that you want to keep in top shape. However, no matter how hard you try, some corner of the house is always neglected. A common problem in many households is mold buildup and property damage related to it. Mold damage is one the most annoying and hard-to-mitigate household problems. Mold can harm your health and property like furniture. If mold is present in your house, you might need a mold-damage property claim [Read More...]